Grafic de rambursare Creditul de Consum/de Nevoi Personale cu dobanda FIXA de la Volksbank
| Pagina creditului | Creditul de Consum/de Nevoi Personale cu dobanda FIXA de la Volksbank |
Volksbank Romania este acum parte din Banca Transilvania. Pentru oferta completa de creditare vedeti Credite Banca Transilvania.
| Suma Imprumutata | Nr. Rate | Prima rata | Total dobanda platita | Total de Plata |
|---|---|---|---|---|
| 10,000.00 RON | 60 | 226.41 RON | 3,584.37 RON | 13,584.37 RON |
| Nr. rata | Sold initial (RON) | Rata (RON) | Dobanda (RON) | Principal (RON) | Sold final (RON) | Dobanda acumulata platita pana acum (RON) |
Suma platita pana acum (RON) |
|---|---|---|---|---|---|---|---|
| 1 | 10,000.00 | 226.41 | 106.50 | 119.91 | 9,880.09 | 106.50 | 226.41 |
| 2 | 9,880.09 | 226.41 | 105.22 | 121.18 | 9,758.91 | 211.72 | 452.81 |
| 3 | 9,758.91 | 226.41 | 103.93 | 122.47 | 9,636.44 | 315.66 | 679.22 |
| 4 | 9,636.44 | 226.41 | 102.63 | 123.78 | 9,512.66 | 418.28 | 905.62 |
| 5 | 9,512.66 | 226.41 | 101.31 | 125.10 | 9,387.56 | 519.59 | 1,132.03 |
| 6 | 9,387.56 | 226.41 | 99.98 | 126.43 | 9,261.13 | 619.57 | 1,358.44 |
| 7 | 9,261.13 | 226.41 | 98.63 | 127.78 | 9,133.36 | 718.20 | 1,584.84 |
| 8 | 9,133.36 | 226.41 | 97.27 | 129.14 | 9,004.22 | 815.47 | 1,811.25 |
| 9 | 9,004.22 | 226.41 | 95.89 | 130.51 | 8,873.71 | 911.37 | 2,037.66 |
| 10 | 8,873.71 | 226.41 | 94.51 | 131.90 | 8,741.81 | 1,005.87 | 2,264.06 |
| 11 | 8,741.81 | 226.41 | 93.10 | 133.31 | 8,608.51 | 1,098.97 | 2,490.47 |
| 12 | 8,608.51 | 226.41 | 91.68 | 134.73 | 8,473.78 | 1,190.65 | 2,716.87 |
| 13 | 8,473.78 | 226.41 | 90.25 | 136.16 | 8,337.62 | 1,280.90 | 2,943.28 |
| 14 | 8,337.62 | 226.41 | 88.80 | 137.61 | 8,200.01 | 1,369.69 | 3,169.69 |
| 15 | 8,200.01 | 226.41 | 87.33 | 139.08 | 8,060.93 | 1,457.02 | 3,396.09 |
| 16 | 8,060.93 | 226.41 | 85.85 | 140.56 | 7,920.38 | 1,542.87 | 3,622.50 |
| 17 | 7,920.38 | 226.41 | 84.35 | 142.05 | 7,778.32 | 1,627.23 | 3,848.90 |
| 18 | 7,778.32 | 226.41 | 82.84 | 143.57 | 7,634.75 | 1,710.06 | 4,075.31 |
| 19 | 7,634.75 | 226.41 | 81.31 | 145.10 | 7,489.66 | 1,791.37 | 4,301.72 |
| 20 | 7,489.66 | 226.41 | 79.76 | 146.64 | 7,343.02 | 1,871.14 | 4,528.12 |
| 21 | 7,343.02 | 226.41 | 78.20 | 148.20 | 7,194.81 | 1,949.34 | 4,754.53 |
| 22 | 7,194.81 | 226.41 | 76.62 | 149.78 | 7,045.03 | 2,025.97 | 4,980.93 |
| 23 | 7,045.03 | 226.41 | 75.03 | 151.38 | 6,893.66 | 2,101.00 | 5,207.34 |
| 24 | 6,893.66 | 226.41 | 73.42 | 152.99 | 6,740.67 | 2,174.41 | 5,433.75 |
| 25 | 6,740.67 | 226.41 | 71.79 | 154.62 | 6,586.05 | 2,246.20 | 5,660.15 |
| 26 | 6,586.05 | 226.41 | 70.14 | 156.26 | 6,429.79 | 2,316.34 | 5,886.56 |
| 27 | 6,429.79 | 226.41 | 68.48 | 157.93 | 6,271.86 | 2,384.82 | 6,112.97 |
| 28 | 6,271.86 | 226.41 | 66.80 | 159.61 | 6,112.25 | 2,451.62 | 6,339.37 |
| 29 | 6,112.25 | 226.41 | 65.10 | 161.31 | 5,950.93 | 2,516.71 | 6,565.78 |
| 30 | 5,950.93 | 226.41 | 63.38 | 163.03 | 5,787.91 | 2,580.09 | 6,792.18 |
| 31 | 5,787.91 | 226.41 | 61.64 | 164.76 | 5,623.14 | 2,641.73 | 7,018.59 |
| 32 | 5,623.14 | 226.41 | 59.89 | 166.52 | 5,456.62 | 2,701.62 | 7,245.00 |
| 33 | 5,456.62 | 226.41 | 58.11 | 168.29 | 5,288.33 | 2,759.73 | 7,471.40 |
| 34 | 5,288.33 | 226.41 | 56.32 | 170.09 | 5,118.24 | 2,816.05 | 7,697.81 |
| 35 | 5,118.24 | 226.41 | 54.51 | 171.90 | 4,946.35 | 2,870.56 | 7,924.21 |
| 36 | 4,946.35 | 226.41 | 52.68 | 173.73 | 4,772.62 | 2,923.24 | 8,150.62 |
| 37 | 4,772.62 | 226.41 | 50.83 | 175.58 | 4,597.04 | 2,974.07 | 8,377.03 |
| 38 | 4,597.04 | 226.41 | 48.96 | 177.45 | 4,419.59 | 3,023.03 | 8,603.43 |
| 39 | 4,419.59 | 226.41 | 47.07 | 179.34 | 4,240.26 | 3,070.09 | 8,829.84 |
| 40 | 4,240.26 | 226.41 | 45.16 | 181.25 | 4,059.01 | 3,115.25 | 9,056.24 |
| 41 | 4,059.01 | 226.41 | 43.23 | 183.18 | 3,875.83 | 3,158.48 | 9,282.65 |
| 42 | 3,875.83 | 226.41 | 41.28 | 185.13 | 3,690.70 | 3,199.76 | 9,509.06 |
| 43 | 3,690.70 | 226.41 | 39.31 | 187.10 | 3,503.60 | 3,239.06 | 9,735.46 |
| 44 | 3,503.60 | 226.41 | 37.31 | 189.09 | 3,314.51 | 3,276.38 | 9,961.87 |
| 45 | 3,314.51 | 226.41 | 35.30 | 191.11 | 3,123.40 | 3,311.68 | 10,188.28 |
| 46 | 3,123.40 | 226.41 | 33.26 | 193.14 | 2,930.26 | 3,344.94 | 10,414.68 |
| 47 | 2,930.26 | 226.41 | 31.21 | 195.20 | 2,735.06 | 3,376.15 | 10,641.09 |
| 48 | 2,735.06 | 226.41 | 29.13 | 197.28 | 2,537.78 | 3,405.28 | 10,867.49 |
| 49 | 2,537.78 | 226.41 | 27.03 | 199.38 | 2,338.41 | 3,432.31 | 11,093.90 |
| 50 | 2,338.41 | 226.41 | 24.90 | 201.50 | 2,136.90 | 3,457.21 | 11,320.31 |
| 51 | 2,136.90 | 226.41 | 22.76 | 203.65 | 1,933.26 | 3,479.97 | 11,546.71 |
| 52 | 1,933.26 | 226.41 | 20.59 | 205.82 | 1,727.44 | 3,500.56 | 11,773.12 |
| 53 | 1,727.44 | 226.41 | 18.40 | 208.01 | 1,519.43 | 3,518.95 | 11,999.52 |
| 54 | 1,519.43 | 226.41 | 16.18 | 210.22 | 1,309.21 | 3,535.14 | 12,225.93 |
| 55 | 1,309.21 | 226.41 | 13.94 | 212.46 | 1,096.74 | 3,549.08 | 12,452.34 |
| 56 | 1,096.74 | 226.41 | 11.68 | 214.73 | 882.02 | 3,560.76 | 12,678.74 |
| 57 | 882.02 | 226.41 | 9.39 | 217.01 | 665.00 | 3,570.15 | 12,905.15 |
| 58 | 665.00 | 226.41 | 7.08 | 219.32 | 445.68 | 3,577.23 | 13,131.55 |
| 59 | 445.68 | 226.41 | 4.75 | 221.66 | 224.02 | 3,581.98 | 13,357.96 |
| 60 | 224.02 | 226.41 | 2.39 | 224.02 | 0.00 | 3,584.37 | 13,584.37 |
Cursul mediu pe 3 luni
| Februarie | Martie | Aprilie | |
|---|---|---|---|
| Euro | 4,9748 | 4,9709 | 4,9730 |
| USD | 4,6097 | 4,5735 | 4,6340 |
Cel mai bun curs la banci
1 EUR = 5.0400 RON
la OTP Bank Romania
1 USD = 4.7200 RON
la Credit Europe Bank
valabil pentru cumparare, la 19.01
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