Grafic de rambursare Creditul Locativ Bauspar de la BCR Banca pentru Locuinte
| Pagina creditului | Creditul Locativ Bauspar de la BCR Banca pentru Locuinte |
| Suma Imprumutata | Nr. Rate | Prima rata | Total dobanda platita | Total de Plata |
|---|---|---|---|---|
| 4,300,000.00 RON | 120 | 47,695.64 RON | 1,423,476.80 RON | 5,723,476.80 RON |
| Nr. rata | Sold initial (RON) | Rata (RON) | Dobanda (RON) | Principal (RON) | Sold final (RON) | Dobanda acumulata platita pana acum (RON) |
Suma platita pana acum (RON) |
|---|---|---|---|---|---|---|---|
| 1 | 4,300,000.00 | 47,695.64 | 21,428.33 | 26,267.31 | 4,273,732.69 | 21,428.33 | 47,695.64 |
| 2 | 4,273,732.69 | 47,695.64 | 21,297.43 | 26,398.21 | 4,247,334.49 | 42,725.77 | 95,391.28 |
| 3 | 4,247,334.49 | 47,695.64 | 21,165.88 | 26,529.76 | 4,220,804.73 | 63,891.65 | 143,086.92 |
| 4 | 4,220,804.73 | 47,695.64 | 21,033.68 | 26,661.96 | 4,194,142.77 | 84,925.33 | 190,782.56 |
| 5 | 4,194,142.77 | 47,695.64 | 20,900.81 | 26,794.83 | 4,167,347.94 | 105,826.14 | 238,478.20 |
| 6 | 4,167,347.94 | 47,695.64 | 20,767.28 | 26,928.36 | 4,140,419.58 | 126,593.42 | 286,173.84 |
| 7 | 4,140,419.58 | 47,695.64 | 20,633.09 | 27,062.55 | 4,113,357.03 | 147,226.51 | 333,869.48 |
| 8 | 4,113,357.03 | 47,695.64 | 20,498.23 | 27,197.41 | 4,086,159.62 | 167,724.74 | 381,565.12 |
| 9 | 4,086,159.62 | 47,695.64 | 20,362.70 | 27,332.94 | 4,058,826.68 | 188,087.44 | 429,260.76 |
| 10 | 4,058,826.68 | 47,695.64 | 20,226.49 | 27,469.15 | 4,031,357.53 | 208,313.93 | 476,956.40 |
| 11 | 4,031,357.53 | 47,695.64 | 20,089.60 | 27,606.04 | 4,003,751.48 | 228,403.52 | 524,652.04 |
| 12 | 4,003,751.48 | 47,695.64 | 19,952.03 | 27,743.61 | 3,976,007.87 | 248,355.55 | 572,347.68 |
| 13 | 3,976,007.87 | 47,695.64 | 19,813.77 | 27,881.87 | 3,948,126.00 | 268,169.32 | 620,043.32 |
| 14 | 3,948,126.00 | 47,695.64 | 19,674.83 | 28,020.81 | 3,920,105.19 | 287,844.15 | 667,738.96 |
| 15 | 3,920,105.19 | 47,695.64 | 19,535.19 | 28,160.45 | 3,891,944.74 | 307,379.34 | 715,434.60 |
| 16 | 3,891,944.74 | 47,695.64 | 19,394.86 | 28,300.78 | 3,863,643.96 | 326,774.20 | 763,130.24 |
| 17 | 3,863,643.96 | 47,695.64 | 19,253.83 | 28,441.81 | 3,835,202.15 | 346,028.03 | 810,825.88 |
| 18 | 3,835,202.15 | 47,695.64 | 19,112.09 | 28,583.55 | 3,806,618.60 | 365,140.12 | 858,521.52 |
| 19 | 3,806,618.60 | 47,695.64 | 18,969.65 | 28,725.99 | 3,777,892.61 | 384,109.77 | 906,217.16 |
| 20 | 3,777,892.61 | 47,695.64 | 18,826.50 | 28,869.14 | 3,749,023.46 | 402,936.27 | 953,912.80 |
| 21 | 3,749,023.46 | 47,695.64 | 18,682.63 | 29,013.01 | 3,720,010.46 | 421,618.90 | 1,001,608.44 |
| 22 | 3,720,010.46 | 47,695.64 | 18,538.05 | 29,157.59 | 3,690,852.87 | 440,156.95 | 1,049,304.08 |
| 23 | 3,690,852.87 | 47,695.64 | 18,392.75 | 29,302.89 | 3,661,549.98 | 458,549.70 | 1,096,999.72 |
| 24 | 3,661,549.98 | 47,695.64 | 18,246.72 | 29,448.92 | 3,632,101.06 | 476,796.43 | 1,144,695.36 |
| 25 | 3,632,101.06 | 47,695.64 | 18,099.97 | 29,595.67 | 3,602,505.39 | 494,896.40 | 1,192,391.00 |
| 26 | 3,602,505.39 | 47,695.64 | 17,952.49 | 29,743.15 | 3,572,762.24 | 512,848.88 | 1,240,086.64 |
| 27 | 3,572,762.24 | 47,695.64 | 17,804.27 | 29,891.37 | 3,542,870.87 | 530,653.15 | 1,287,782.28 |
| 28 | 3,542,870.87 | 47,695.64 | 17,655.31 | 30,040.33 | 3,512,830.53 | 548,308.45 | 1,335,477.92 |
| 29 | 3,512,830.53 | 47,695.64 | 17,505.61 | 30,190.03 | 3,482,640.50 | 565,814.06 | 1,383,173.56 |
| 30 | 3,482,640.50 | 47,695.64 | 17,355.16 | 30,340.48 | 3,452,300.02 | 583,169.22 | 1,430,869.20 |
| 31 | 3,452,300.02 | 47,695.64 | 17,203.96 | 30,491.68 | 3,421,808.34 | 600,373.18 | 1,478,564.84 |
| 32 | 3,421,808.34 | 47,695.64 | 17,052.01 | 30,643.63 | 3,391,164.71 | 617,425.19 | 1,526,260.48 |
| 33 | 3,391,164.71 | 47,695.64 | 16,899.30 | 30,796.34 | 3,360,368.37 | 634,324.49 | 1,573,956.12 |
| 34 | 3,360,368.37 | 47,695.64 | 16,745.84 | 30,949.80 | 3,329,418.57 | 651,070.33 | 1,621,651.76 |
| 35 | 3,329,418.57 | 47,695.64 | 16,591.60 | 31,104.04 | 3,298,314.53 | 667,661.93 | 1,669,347.40 |
| 36 | 3,298,314.53 | 47,695.64 | 16,436.60 | 31,259.04 | 3,267,055.49 | 684,098.53 | 1,717,043.04 |
| 37 | 3,267,055.49 | 47,695.64 | 16,280.83 | 31,414.81 | 3,235,640.68 | 700,379.36 | 1,764,738.68 |
| 38 | 3,235,640.68 | 47,695.64 | 16,124.28 | 31,571.36 | 3,204,069.31 | 716,503.64 | 1,812,434.32 |
| 39 | 3,204,069.31 | 47,695.64 | 15,966.95 | 31,728.69 | 3,172,340.62 | 732,470.58 | 1,860,129.96 |
| 40 | 3,172,340.62 | 47,695.64 | 15,808.83 | 31,886.81 | 3,140,453.81 | 748,279.41 | 1,907,825.60 |
| 41 | 3,140,453.81 | 47,695.64 | 15,649.93 | 32,045.71 | 3,108,408.10 | 763,929.34 | 1,955,521.24 |
| 42 | 3,108,408.10 | 47,695.64 | 15,490.23 | 32,205.41 | 3,076,202.69 | 779,419.57 | 2,003,216.88 |
| 43 | 3,076,202.69 | 47,695.64 | 15,329.74 | 32,365.90 | 3,043,836.80 | 794,749.32 | 2,050,912.52 |
| 44 | 3,043,836.80 | 47,695.64 | 15,168.45 | 32,527.19 | 3,011,309.61 | 809,917.77 | 2,098,608.16 |
| 45 | 3,011,309.61 | 47,695.64 | 15,006.36 | 32,689.28 | 2,978,620.33 | 824,924.13 | 2,146,303.80 |
| 46 | 2,978,620.33 | 47,695.64 | 14,843.46 | 32,852.18 | 2,945,768.15 | 839,767.59 | 2,193,999.44 |
| 47 | 2,945,768.15 | 47,695.64 | 14,679.74 | 33,015.90 | 2,912,752.25 | 854,447.33 | 2,241,695.08 |
| 48 | 2,912,752.25 | 47,695.64 | 14,515.22 | 33,180.42 | 2,879,571.83 | 868,962.55 | 2,289,390.72 |
| 49 | 2,879,571.83 | 47,695.64 | 14,349.87 | 33,345.77 | 2,846,226.05 | 883,312.41 | 2,337,086.36 |
| 50 | 2,846,226.05 | 47,695.64 | 14,183.69 | 33,511.95 | 2,812,714.11 | 897,496.11 | 2,384,782.00 |
| 51 | 2,812,714.11 | 47,695.64 | 14,016.69 | 33,678.95 | 2,779,035.16 | 911,512.80 | 2,432,477.64 |
| 52 | 2,779,035.16 | 47,695.64 | 13,848.86 | 33,846.78 | 2,745,188.38 | 925,361.66 | 2,480,173.28 |
| 53 | 2,745,188.38 | 47,695.64 | 13,680.19 | 34,015.45 | 2,711,172.92 | 939,041.85 | 2,527,868.92 |
| 54 | 2,711,172.92 | 47,695.64 | 13,510.68 | 34,184.96 | 2,676,987.96 | 952,552.52 | 2,575,564.56 |
| 55 | 2,676,987.96 | 47,695.64 | 13,340.32 | 34,355.32 | 2,642,632.65 | 965,892.85 | 2,623,260.20 |
| 56 | 2,642,632.65 | 47,695.64 | 13,169.12 | 34,526.52 | 2,608,106.13 | 979,061.97 | 2,670,955.84 |
| 57 | 2,608,106.13 | 47,695.64 | 12,997.06 | 34,698.58 | 2,573,407.55 | 992,059.03 | 2,718,651.48 |
| 58 | 2,573,407.55 | 47,695.64 | 12,824.15 | 34,871.49 | 2,538,536.06 | 1,004,883.18 | 2,766,347.12 |
| 59 | 2,538,536.06 | 47,695.64 | 12,650.37 | 35,045.27 | 2,503,490.79 | 1,017,533.55 | 2,814,042.76 |
| 60 | 2,503,490.79 | 47,695.64 | 12,475.73 | 35,219.91 | 2,468,270.88 | 1,030,009.28 | 2,861,738.40 |
| 61 | 2,468,270.88 | 47,695.64 | 12,300.22 | 35,395.42 | 2,432,875.45 | 1,042,309.49 | 2,909,434.04 |
| 62 | 2,432,875.45 | 47,695.64 | 12,123.83 | 35,571.81 | 2,397,303.64 | 1,054,433.32 | 2,957,129.68 |
| 63 | 2,397,303.64 | 47,695.64 | 11,946.56 | 35,749.08 | 2,361,554.56 | 1,066,379.89 | 3,004,825.32 |
| 64 | 2,361,554.56 | 47,695.64 | 11,768.41 | 35,927.23 | 2,325,627.34 | 1,078,148.30 | 3,052,520.96 |
| 65 | 2,325,627.34 | 47,695.64 | 11,589.38 | 36,106.26 | 2,289,521.07 | 1,089,737.68 | 3,100,216.60 |
| 66 | 2,289,521.07 | 47,695.64 | 11,409.45 | 36,286.19 | 2,253,234.88 | 1,101,147.12 | 3,147,912.24 |
| 67 | 2,253,234.88 | 47,695.64 | 11,228.62 | 36,467.02 | 2,216,767.86 | 1,112,375.74 | 3,195,607.88 |
| 68 | 2,216,767.86 | 47,695.64 | 11,046.89 | 36,648.75 | 2,180,119.11 | 1,123,422.64 | 3,243,303.52 |
| 69 | 2,180,119.11 | 47,695.64 | 10,864.26 | 36,831.38 | 2,143,287.73 | 1,134,286.90 | 3,290,999.16 |
| 70 | 2,143,287.73 | 47,695.64 | 10,680.72 | 37,014.92 | 2,106,272.81 | 1,144,967.61 | 3,338,694.80 |
| 71 | 2,106,272.81 | 47,695.64 | 10,496.26 | 37,199.38 | 2,069,073.43 | 1,155,463.87 | 3,386,390.44 |
| 72 | 2,069,073.43 | 47,695.64 | 10,310.88 | 37,384.76 | 2,031,688.67 | 1,165,774.76 | 3,434,086.08 |
| 73 | 2,031,688.67 | 47,695.64 | 10,124.58 | 37,571.06 | 1,994,117.62 | 1,175,899.34 | 3,481,781.72 |
| 74 | 1,994,117.62 | 47,695.64 | 9,937.35 | 37,758.29 | 1,956,359.33 | 1,185,836.69 | 3,529,477.36 |
| 75 | 1,956,359.33 | 47,695.64 | 9,749.19 | 37,946.45 | 1,918,412.88 | 1,195,585.88 | 3,577,173.00 |
| 76 | 1,918,412.88 | 47,695.64 | 9,560.09 | 38,135.55 | 1,880,277.33 | 1,205,145.97 | 3,624,868.64 |
| 77 | 1,880,277.33 | 47,695.64 | 9,370.05 | 38,325.59 | 1,841,951.74 | 1,214,516.02 | 3,672,564.28 |
| 78 | 1,841,951.74 | 47,695.64 | 9,179.06 | 38,516.58 | 1,803,435.16 | 1,223,695.08 | 3,720,259.92 |
| 79 | 1,803,435.16 | 47,695.64 | 8,987.12 | 38,708.52 | 1,764,726.64 | 1,232,682.20 | 3,767,955.56 |
| 80 | 1,764,726.64 | 47,695.64 | 8,794.22 | 38,901.42 | 1,725,825.22 | 1,241,476.42 | 3,815,651.20 |
| 81 | 1,725,825.22 | 47,695.64 | 8,600.36 | 39,095.28 | 1,686,729.94 | 1,250,076.78 | 3,863,346.84 |
| 82 | 1,686,729.94 | 47,695.64 | 8,405.54 | 39,290.10 | 1,647,439.84 | 1,258,482.32 | 3,911,042.48 |
| 83 | 1,647,439.84 | 47,695.64 | 8,209.74 | 39,485.90 | 1,607,953.94 | 1,266,692.06 | 3,958,738.12 |
| 84 | 1,607,953.94 | 47,695.64 | 8,012.97 | 39,682.67 | 1,568,271.27 | 1,274,705.03 | 4,006,433.76 |
| 85 | 1,568,271.27 | 47,695.64 | 7,815.22 | 39,880.42 | 1,528,390.85 | 1,282,520.25 | 4,054,129.40 |
| 86 | 1,528,390.85 | 47,695.64 | 7,616.48 | 40,079.16 | 1,488,311.69 | 1,290,136.73 | 4,101,825.04 |
| 87 | 1,488,311.69 | 47,695.64 | 7,416.75 | 40,278.89 | 1,448,032.80 | 1,297,553.49 | 4,149,520.68 |
| 88 | 1,448,032.80 | 47,695.64 | 7,216.03 | 40,479.61 | 1,407,553.19 | 1,304,769.52 | 4,197,216.32 |
| 89 | 1,407,553.19 | 47,695.64 | 7,014.31 | 40,681.33 | 1,366,871.86 | 1,311,783.82 | 4,244,911.96 |
| 90 | 1,366,871.86 | 47,695.64 | 6,811.58 | 40,884.06 | 1,325,987.80 | 1,318,595.40 | 4,292,607.60 |
| 91 | 1,325,987.80 | 47,695.64 | 6,607.84 | 41,087.80 | 1,284,900.00 | 1,325,203.24 | 4,340,303.24 |
| 92 | 1,284,900.00 | 47,695.64 | 6,403.08 | 41,292.56 | 1,243,607.44 | 1,331,606.32 | 4,387,998.88 |
| 93 | 1,243,607.44 | 47,695.64 | 6,197.31 | 41,498.33 | 1,202,109.11 | 1,337,803.64 | 4,435,694.52 |
| 94 | 1,202,109.11 | 47,695.64 | 5,990.51 | 41,705.13 | 1,160,403.98 | 1,343,794.15 | 4,483,390.16 |
| 95 | 1,160,403.98 | 47,695.64 | 5,782.68 | 41,912.96 | 1,118,491.02 | 1,349,576.83 | 4,531,085.80 |
| 96 | 1,118,491.02 | 47,695.64 | 5,573.81 | 42,121.83 | 1,076,369.20 | 1,355,150.64 | 4,578,781.44 |
| 97 | 1,076,369.20 | 47,695.64 | 5,363.91 | 42,331.73 | 1,034,037.46 | 1,360,514.55 | 4,626,477.08 |
| 98 | 1,034,037.46 | 47,695.64 | 5,152.95 | 42,542.69 | 991,494.77 | 1,365,667.50 | 4,674,172.72 |
| 99 | 991,494.77 | 47,695.64 | 4,940.95 | 42,754.69 | 948,740.08 | 1,370,608.45 | 4,721,868.36 |
| 100 | 948,740.08 | 47,695.64 | 4,727.89 | 42,967.75 | 905,772.33 | 1,375,336.34 | 4,769,564.00 |
| 101 | 905,772.33 | 47,695.64 | 4,513.77 | 43,181.87 | 862,590.46 | 1,379,850.10 | 4,817,259.64 |
| 102 | 862,590.46 | 47,695.64 | 4,298.58 | 43,397.06 | 819,193.39 | 1,384,148.68 | 4,864,955.28 |
| 103 | 819,193.39 | 47,695.64 | 4,082.31 | 43,613.33 | 775,580.07 | 1,388,230.99 | 4,912,650.92 |
| 104 | 775,580.07 | 47,695.64 | 3,864.97 | 43,830.67 | 731,749.40 | 1,392,095.96 | 4,960,346.56 |
| 105 | 731,749.40 | 47,695.64 | 3,646.55 | 44,049.09 | 687,700.31 | 1,395,742.52 | 5,008,042.20 |
| 106 | 687,700.31 | 47,695.64 | 3,427.04 | 44,268.60 | 643,431.71 | 1,399,169.56 | 5,055,737.84 |
| 107 | 643,431.71 | 47,695.64 | 3,206.43 | 44,489.21 | 598,942.51 | 1,402,375.99 | 5,103,433.48 |
| 108 | 598,942.51 | 47,695.64 | 2,984.73 | 44,710.91 | 554,231.60 | 1,405,360.72 | 5,151,129.12 |
| 109 | 554,231.60 | 47,695.64 | 2,761.92 | 44,933.72 | 509,297.88 | 1,408,122.64 | 5,198,824.76 |
| 110 | 509,297.88 | 47,695.64 | 2,538.00 | 45,157.64 | 464,140.24 | 1,410,660.64 | 5,246,520.40 |
| 111 | 464,140.24 | 47,695.64 | 2,312.97 | 45,382.67 | 418,757.56 | 1,412,973.61 | 5,294,216.04 |
| 112 | 418,757.56 | 47,695.64 | 2,086.81 | 45,608.83 | 373,148.73 | 1,415,060.42 | 5,341,911.68 |
| 113 | 373,148.73 | 47,695.64 | 1,859.52 | 45,836.12 | 327,312.62 | 1,416,919.94 | 5,389,607.32 |
| 114 | 327,312.62 | 47,695.64 | 1,631.11 | 46,064.53 | 281,248.08 | 1,418,551.05 | 5,437,302.96 |
| 115 | 281,248.08 | 47,695.64 | 1,401.55 | 46,294.09 | 234,954.00 | 1,419,952.60 | 5,484,998.60 |
| 116 | 234,954.00 | 47,695.64 | 1,170.85 | 46,524.79 | 188,429.21 | 1,421,123.46 | 5,532,694.24 |
| 117 | 188,429.21 | 47,695.64 | 939.01 | 46,756.63 | 141,672.58 | 1,422,062.46 | 5,580,389.88 |
| 118 | 141,672.58 | 47,695.64 | 706.00 | 46,989.64 | 94,682.94 | 1,422,768.46 | 5,628,085.52 |
| 119 | 94,682.94 | 47,695.64 | 471.84 | 47,223.80 | 47,459.14 | 1,423,240.30 | 5,675,781.16 |
| 120 | 47,459.14 | 47,695.64 | 236.50 | 47,459.14 | 0.00 | 1,423,476.80 | 5,723,476.80 |
Cursul mediu pe 3 luni
| Septembrie | Octombrie | Noiembrie | |
|---|---|---|---|
| Euro | 5,0737 | 5,0873 | 5,0868 |
| USD | 4,3231 | 4,3705 | 4,4024 |
Cel mai bun curs la banci
1 EUR = 5.1300 RON
la BRCI - Banca Romana de Credite si Investitii
1 USD = 4.3700 RON
la BRCI - Banca Romana de Credite si Investitii
valabil pentru cumparare, la 12.01
Curs valutar banci