Grafic de rambursare Formula BT - Credit auto de la Banca Transilvania
| Pagina creditului | Formula BT - Credit auto de la Banca Transilvania |
| Suma Imprumutata | Nr. Rate | Prima rata | Total dobanda platita | Total de Plata |
|---|---|---|---|---|
| 12,000.00 EUR | 60 | 243.14 EUR | 2,588.67 EUR | 14,588.67 EUR |
| Nr. rata | Sold initial (EUR) | Rata (EUR) | Dobanda (EUR) | Principal (EUR) | Sold final (EUR) | Dobanda acumulata platita pana acum (EUR) |
Suma platita pana acum (EUR) |
|---|---|---|---|---|---|---|---|
| 1 | 12,000.00 | 243.14 | 79.70 | 163.44 | 11,836.56 | 79.70 | 243.14 |
| 2 | 11,836.56 | 243.14 | 78.61 | 164.53 | 11,672.03 | 158.31 | 486.29 |
| 3 | 11,672.03 | 243.14 | 77.52 | 165.62 | 11,506.40 | 235.84 | 729.43 |
| 4 | 11,506.40 | 243.14 | 76.42 | 166.72 | 11,339.68 | 312.26 | 972.58 |
| 5 | 11,339.68 | 243.14 | 75.31 | 167.83 | 11,171.85 | 387.57 | 1,215.72 |
| 6 | 11,171.85 | 243.14 | 74.20 | 168.94 | 11,002.91 | 461.77 | 1,458.87 |
| 7 | 11,002.91 | 243.14 | 73.08 | 170.07 | 10,832.84 | 534.85 | 1,702.01 |
| 8 | 10,832.84 | 243.14 | 71.95 | 171.20 | 10,661.64 | 606.80 | 1,945.16 |
| 9 | 10,661.64 | 243.14 | 70.81 | 172.33 | 10,489.31 | 677.61 | 2,188.30 |
| 10 | 10,489.31 | 243.14 | 69.67 | 173.48 | 10,315.83 | 747.28 | 2,431.44 |
| 11 | 10,315.83 | 243.14 | 68.51 | 174.63 | 10,141.20 | 815.79 | 2,674.59 |
| 12 | 10,141.20 | 243.14 | 67.35 | 175.79 | 9,965.41 | 883.14 | 2,917.73 |
| 13 | 9,965.41 | 243.14 | 66.19 | 176.96 | 9,788.45 | 949.33 | 3,160.88 |
| 14 | 9,788.45 | 243.14 | 65.01 | 178.13 | 9,610.32 | 1,014.34 | 3,404.02 |
| 15 | 9,610.32 | 243.14 | 63.83 | 179.32 | 9,431.00 | 1,078.17 | 3,647.17 |
| 16 | 9,431.00 | 243.14 | 62.64 | 180.51 | 9,250.50 | 1,140.81 | 3,890.31 |
| 17 | 9,250.50 | 243.14 | 61.44 | 181.71 | 9,068.79 | 1,202.25 | 4,133.46 |
| 18 | 9,068.79 | 243.14 | 60.23 | 182.91 | 8,885.88 | 1,262.48 | 4,376.60 |
| 19 | 8,885.88 | 243.14 | 59.02 | 184.13 | 8,701.75 | 1,321.50 | 4,619.75 |
| 20 | 8,701.75 | 243.14 | 57.79 | 185.35 | 8,516.40 | 1,379.29 | 4,862.89 |
| 21 | 8,516.40 | 243.14 | 56.56 | 186.58 | 8,329.82 | 1,435.85 | 5,106.03 |
| 22 | 8,329.82 | 243.14 | 55.32 | 187.82 | 8,142.00 | 1,491.18 | 5,349.18 |
| 23 | 8,142.00 | 243.14 | 54.08 | 189.07 | 7,952.93 | 1,545.25 | 5,592.32 |
| 24 | 7,952.93 | 243.14 | 52.82 | 190.32 | 7,762.61 | 1,598.07 | 5,835.47 |
| 25 | 7,762.61 | 243.14 | 51.56 | 191.59 | 7,571.02 | 1,649.63 | 6,078.61 |
| 26 | 7,571.02 | 243.14 | 50.28 | 192.86 | 7,378.16 | 1,699.92 | 6,321.76 |
| 27 | 7,378.16 | 243.14 | 49.00 | 194.14 | 7,184.02 | 1,748.92 | 6,564.90 |
| 28 | 7,184.02 | 243.14 | 47.71 | 195.43 | 6,988.59 | 1,796.63 | 6,808.05 |
| 29 | 6,988.59 | 243.14 | 46.42 | 196.73 | 6,791.86 | 1,843.05 | 7,051.19 |
| 30 | 6,791.86 | 243.14 | 45.11 | 198.04 | 6,593.82 | 1,888.16 | 7,294.33 |
| 31 | 6,593.82 | 243.14 | 43.79 | 199.35 | 6,394.47 | 1,931.95 | 7,537.48 |
| 32 | 6,394.47 | 243.14 | 42.47 | 200.67 | 6,193.80 | 1,974.42 | 7,780.62 |
| 33 | 6,193.80 | 243.14 | 41.14 | 202.01 | 5,991.79 | 2,015.56 | 8,023.77 |
| 34 | 5,991.79 | 243.14 | 39.80 | 203.35 | 5,788.44 | 2,055.35 | 8,266.91 |
| 35 | 5,788.44 | 243.14 | 38.44 | 204.70 | 5,583.74 | 2,093.80 | 8,510.06 |
| 36 | 5,583.74 | 243.14 | 37.09 | 206.06 | 5,377.68 | 2,130.88 | 8,753.20 |
| 37 | 5,377.68 | 243.14 | 35.72 | 207.43 | 5,170.26 | 2,166.60 | 8,996.35 |
| 38 | 5,170.26 | 243.14 | 34.34 | 208.81 | 4,961.45 | 2,200.94 | 9,239.49 |
| 39 | 4,961.45 | 243.14 | 32.95 | 210.19 | 4,751.26 | 2,233.89 | 9,482.63 |
| 40 | 4,751.26 | 243.14 | 31.56 | 211.59 | 4,539.67 | 2,265.45 | 9,725.78 |
| 41 | 4,539.67 | 243.14 | 30.15 | 212.99 | 4,326.68 | 2,295.60 | 9,968.92 |
| 42 | 4,326.68 | 243.14 | 28.74 | 214.41 | 4,112.27 | 2,324.34 | 10,212.07 |
| 43 | 4,112.27 | 243.14 | 27.31 | 215.83 | 3,896.44 | 2,351.65 | 10,455.21 |
| 44 | 3,896.44 | 243.14 | 25.88 | 217.27 | 3,679.17 | 2,377.53 | 10,698.36 |
| 45 | 3,679.17 | 243.14 | 24.44 | 218.71 | 3,460.46 | 2,401.96 | 10,941.50 |
| 46 | 3,460.46 | 243.14 | 22.98 | 220.16 | 3,240.30 | 2,424.95 | 11,184.65 |
| 47 | 3,240.30 | 243.14 | 21.52 | 221.62 | 3,018.68 | 2,446.47 | 11,427.79 |
| 48 | 3,018.68 | 243.14 | 20.05 | 223.10 | 2,795.58 | 2,466.52 | 11,670.93 |
| 49 | 2,795.58 | 243.14 | 18.57 | 224.58 | 2,571.00 | 2,485.08 | 11,914.08 |
| 50 | 2,571.00 | 243.14 | 17.08 | 226.07 | 2,344.94 | 2,502.16 | 12,157.22 |
| 51 | 2,344.94 | 243.14 | 15.57 | 227.57 | 2,117.37 | 2,517.73 | 12,400.37 |
| 52 | 2,117.37 | 243.14 | 14.06 | 229.08 | 1,888.28 | 2,531.80 | 12,643.51 |
| 53 | 1,888.28 | 243.14 | 12.54 | 230.60 | 1,657.68 | 2,544.34 | 12,886.66 |
| 54 | 1,657.68 | 243.14 | 11.01 | 232.13 | 1,425.55 | 2,555.35 | 13,129.80 |
| 55 | 1,425.55 | 243.14 | 9.47 | 233.68 | 1,191.87 | 2,564.82 | 13,372.95 |
| 56 | 1,191.87 | 243.14 | 7.92 | 235.23 | 956.64 | 2,572.73 | 13,616.09 |
| 57 | 956.64 | 243.14 | 6.35 | 236.79 | 719.85 | 2,579.09 | 13,859.24 |
| 58 | 719.85 | 243.14 | 4.78 | 238.36 | 481.49 | 2,583.87 | 14,102.38 |
| 59 | 481.49 | 243.14 | 3.20 | 239.95 | 241.54 | 2,587.06 | 14,345.52 |
| 60 | 241.54 | 243.14 | 1.60 | 241.54 | -0.00 | 2,588.67 | 14,588.67 |
Cursul mediu pe 3 luni
| Septembrie | Octombrie | Noiembrie | |
|---|---|---|---|
| Euro | 5,0737 | 5,0873 | 5,0868 |
| USD | 4,3231 | 4,3705 | 4,4024 |
Cel mai bun curs la banci
1 EUR = 5.1500 RON
la Libra Internet Bank
1 USD = 4.3898 RON
la Intesa Sanpaolo Bank
valabil pentru cumparare, la 15.01
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