Grafic de rambursare Formula BT - Credit auto de la Banca Transilvania
| Pagina creditului | Formula BT - Credit auto de la Banca Transilvania |
| Suma Imprumutata | Nr. Rate | Prima rata | Total dobanda platita | Total de Plata |
|---|---|---|---|---|
| 10,000.00 EUR | 60 | 204.64 EUR | 2,278.13 EUR | 12,278.13 EUR |
| Nr. rata | Sold initial (EUR) | Rata (EUR) | Dobanda (EUR) | Principal (EUR) | Sold final (EUR) | Dobanda acumulata platita pana acum (EUR) |
Suma platita pana acum (EUR) |
|---|---|---|---|---|---|---|---|
| 1 | 10,000.00 | 204.64 | 69.92 | 134.72 | 9,865.28 | 69.92 | 204.64 |
| 2 | 9,865.28 | 204.64 | 68.97 | 135.66 | 9,729.62 | 138.89 | 409.27 |
| 3 | 9,729.62 | 204.64 | 68.03 | 136.61 | 9,593.01 | 206.92 | 613.91 |
| 4 | 9,593.01 | 204.64 | 67.07 | 137.56 | 9,455.45 | 273.99 | 818.54 |
| 5 | 9,455.45 | 204.64 | 66.11 | 138.53 | 9,316.92 | 340.10 | 1,023.18 |
| 6 | 9,316.92 | 204.64 | 65.14 | 139.49 | 9,177.43 | 405.24 | 1,227.81 |
| 7 | 9,177.43 | 204.64 | 64.17 | 140.47 | 9,036.96 | 469.40 | 1,432.45 |
| 8 | 9,036.96 | 204.64 | 63.18 | 141.45 | 8,895.50 | 532.59 | 1,637.08 |
| 9 | 8,895.50 | 204.64 | 62.19 | 142.44 | 8,753.06 | 594.78 | 1,841.72 |
| 10 | 8,753.06 | 204.64 | 61.20 | 143.44 | 8,609.63 | 655.98 | 2,046.36 |
| 11 | 8,609.63 | 204.64 | 60.20 | 144.44 | 8,465.19 | 716.18 | 2,250.99 |
| 12 | 8,465.19 | 204.64 | 59.19 | 145.45 | 8,319.74 | 775.36 | 2,455.63 |
| 13 | 8,319.74 | 204.64 | 58.17 | 146.47 | 8,173.27 | 833.53 | 2,660.26 |
| 14 | 8,173.27 | 204.64 | 57.14 | 147.49 | 8,025.78 | 890.68 | 2,864.90 |
| 15 | 8,025.78 | 204.64 | 56.11 | 148.52 | 7,877.26 | 946.79 | 3,069.53 |
| 16 | 7,877.26 | 204.64 | 55.08 | 149.56 | 7,727.70 | 1,001.86 | 3,274.17 |
| 17 | 7,727.70 | 204.64 | 54.03 | 150.61 | 7,577.09 | 1,055.89 | 3,478.80 |
| 18 | 7,577.09 | 204.64 | 52.98 | 151.66 | 7,425.43 | 1,108.87 | 3,683.44 |
| 19 | 7,425.43 | 204.64 | 51.92 | 152.72 | 7,272.71 | 1,160.79 | 3,888.08 |
| 20 | 7,272.71 | 204.64 | 50.85 | 153.79 | 7,118.92 | 1,211.63 | 4,092.71 |
| 21 | 7,118.92 | 204.64 | 49.77 | 154.86 | 6,964.06 | 1,261.41 | 4,297.35 |
| 22 | 6,964.06 | 204.64 | 48.69 | 155.95 | 6,808.12 | 1,310.10 | 4,501.98 |
| 23 | 6,808.12 | 204.64 | 47.60 | 157.04 | 6,651.08 | 1,357.70 | 4,706.62 |
| 24 | 6,651.08 | 204.64 | 46.50 | 158.13 | 6,492.95 | 1,404.20 | 4,911.25 |
| 25 | 6,492.95 | 204.64 | 45.40 | 159.24 | 6,333.71 | 1,449.60 | 5,115.89 |
| 26 | 6,333.71 | 204.64 | 44.28 | 160.35 | 6,173.36 | 1,493.88 | 5,320.52 |
| 27 | 6,173.36 | 204.64 | 43.16 | 161.47 | 6,011.88 | 1,537.04 | 5,525.16 |
| 28 | 6,011.88 | 204.64 | 42.03 | 162.60 | 5,849.28 | 1,579.08 | 5,729.80 |
| 29 | 5,849.28 | 204.64 | 40.90 | 163.74 | 5,685.54 | 1,619.97 | 5,934.43 |
| 30 | 5,685.54 | 204.64 | 39.75 | 164.88 | 5,520.66 | 1,659.72 | 6,139.07 |
| 31 | 5,520.66 | 204.64 | 38.60 | 166.04 | 5,354.62 | 1,698.32 | 6,343.70 |
| 32 | 5,354.62 | 204.64 | 37.44 | 167.20 | 5,187.42 | 1,735.76 | 6,548.34 |
| 33 | 5,187.42 | 204.64 | 36.27 | 168.37 | 5,019.05 | 1,772.03 | 6,752.97 |
| 34 | 5,019.05 | 204.64 | 35.09 | 169.54 | 4,849.51 | 1,807.12 | 6,957.61 |
| 35 | 4,849.51 | 204.64 | 33.91 | 170.73 | 4,678.78 | 1,841.03 | 7,162.24 |
| 36 | 4,678.78 | 204.64 | 32.71 | 171.92 | 4,506.86 | 1,873.74 | 7,366.88 |
| 37 | 4,506.86 | 204.64 | 31.51 | 173.13 | 4,333.73 | 1,905.25 | 7,571.52 |
| 38 | 4,333.73 | 204.64 | 30.30 | 174.34 | 4,159.40 | 1,935.55 | 7,776.15 |
| 39 | 4,159.40 | 204.64 | 29.08 | 175.55 | 3,983.84 | 1,964.63 | 7,980.79 |
| 40 | 3,983.84 | 204.64 | 27.85 | 176.78 | 3,807.06 | 1,992.48 | 8,185.42 |
| 41 | 3,807.06 | 204.64 | 26.62 | 178.02 | 3,629.04 | 2,019.10 | 8,390.06 |
| 42 | 3,629.04 | 204.64 | 25.37 | 179.26 | 3,449.78 | 2,044.47 | 8,594.69 |
| 43 | 3,449.78 | 204.64 | 24.12 | 180.52 | 3,269.26 | 2,068.59 | 8,799.33 |
| 44 | 3,269.26 | 204.64 | 22.86 | 181.78 | 3,087.49 | 2,091.45 | 9,003.96 |
| 45 | 3,087.49 | 204.64 | 21.59 | 183.05 | 2,904.44 | 2,113.04 | 9,208.60 |
| 46 | 2,904.44 | 204.64 | 20.31 | 184.33 | 2,720.11 | 2,133.35 | 9,413.24 |
| 47 | 2,720.11 | 204.64 | 19.02 | 185.62 | 2,534.49 | 2,152.36 | 9,617.87 |
| 48 | 2,534.49 | 204.64 | 17.72 | 186.92 | 2,347.58 | 2,170.08 | 9,822.51 |
| 49 | 2,347.58 | 204.64 | 16.41 | 188.22 | 2,159.35 | 2,186.50 | 10,027.14 |
| 50 | 2,159.35 | 204.64 | 15.10 | 189.54 | 1,969.82 | 2,201.59 | 10,231.78 |
| 51 | 1,969.82 | 204.64 | 13.77 | 190.86 | 1,778.95 | 2,215.37 | 10,436.41 |
| 52 | 1,778.95 | 204.64 | 12.44 | 192.20 | 1,586.76 | 2,227.80 | 10,641.05 |
| 53 | 1,586.76 | 204.64 | 11.09 | 193.54 | 1,393.21 | 2,238.90 | 10,845.68 |
| 54 | 1,393.21 | 204.64 | 9.74 | 194.89 | 1,198.32 | 2,248.64 | 11,050.32 |
| 55 | 1,198.32 | 204.64 | 8.38 | 196.26 | 1,002.06 | 2,257.02 | 11,254.96 |
| 56 | 1,002.06 | 204.64 | 7.01 | 197.63 | 804.43 | 2,264.02 | 11,459.59 |
| 57 | 804.43 | 204.64 | 5.62 | 199.01 | 605.42 | 2,269.65 | 11,664.23 |
| 58 | 605.42 | 204.64 | 4.23 | 200.40 | 405.02 | 2,273.88 | 11,868.86 |
| 59 | 405.02 | 204.64 | 2.83 | 201.80 | 203.21 | 2,276.71 | 12,073.50 |
| 60 | 203.21 | 204.64 | 1.42 | 203.21 | 0.00 | 2,278.13 | 12,278.13 |
Cursul mediu pe 3 luni
| Septembrie | Octombrie | Noiembrie | |
|---|---|---|---|
| Euro | 5,0737 | 5,0873 | 5,0868 |
| USD | 4,3231 | 4,3705 | 4,4024 |
Cel mai bun curs la banci
1 EUR = 5.1400 RON
la CEC Bank
1 USD = 4.4200 RON
la CEC Bank
valabil pentru cumparare, la 08.01
Curs valutar banci