Grafic de rambursare Refinantare printr-un credit de nevoi personale cu garantie ipotecara de la OTP Bank
| Pagina creditului | Refinantare printr-un credit de nevoi personale cu garantie ipotecara de la OTP Bank |
| Suma Imprumutata | Nr. Rate | Prima rata | Total dobanda platita | Total de Plata |
|---|---|---|---|---|
| 10,000.00 RON | 60 | 199.05 RON | 1,943.10 RON | 11,943.10 RON |
| Nr. rata | Sold initial (RON) | Rata (RON) | Dobanda (RON) | Principal (RON) | Sold final (RON) | Dobanda acumulata platita pana acum (RON) |
Suma platita pana acum (RON) |
|---|---|---|---|---|---|---|---|
| 1 | 10,000.00 | 199.05 | 60.17 | 138.88 | 9,861.12 | 60.17 | 199.05 |
| 2 | 9,861.12 | 199.05 | 59.33 | 139.72 | 9,721.39 | 119.50 | 398.10 |
| 3 | 9,721.39 | 199.05 | 58.49 | 140.56 | 9,580.83 | 177.99 | 597.15 |
| 4 | 9,580.83 | 199.05 | 57.64 | 141.41 | 9,439.43 | 235.63 | 796.21 |
| 5 | 9,439.43 | 199.05 | 56.79 | 142.26 | 9,297.17 | 292.43 | 995.26 |
| 6 | 9,297.17 | 199.05 | 55.94 | 143.11 | 9,154.06 | 348.36 | 1,194.31 |
| 7 | 9,154.06 | 199.05 | 55.08 | 143.97 | 9,010.08 | 403.44 | 1,393.36 |
| 8 | 9,010.08 | 199.05 | 54.21 | 144.84 | 8,865.24 | 457.65 | 1,592.41 |
| 9 | 8,865.24 | 199.05 | 53.34 | 145.71 | 8,719.53 | 510.99 | 1,791.46 |
| 10 | 8,719.53 | 199.05 | 52.46 | 146.59 | 8,572.94 | 563.45 | 1,990.52 |
| 11 | 8,572.94 | 199.05 | 51.58 | 147.47 | 8,425.47 | 615.03 | 2,189.57 |
| 12 | 8,425.47 | 199.05 | 50.69 | 148.36 | 8,277.11 | 665.73 | 2,388.62 |
| 13 | 8,277.11 | 199.05 | 49.80 | 149.25 | 8,127.86 | 715.53 | 2,587.67 |
| 14 | 8,127.86 | 199.05 | 48.90 | 150.15 | 7,977.71 | 764.43 | 2,786.72 |
| 15 | 7,977.71 | 199.05 | 48.00 | 151.05 | 7,826.66 | 812.43 | 2,985.77 |
| 16 | 7,826.66 | 199.05 | 47.09 | 151.96 | 7,674.69 | 859.52 | 3,184.83 |
| 17 | 7,674.69 | 199.05 | 46.18 | 152.88 | 7,521.82 | 905.70 | 3,383.88 |
| 18 | 7,521.82 | 199.05 | 45.26 | 153.80 | 7,368.02 | 950.95 | 3,582.93 |
| 19 | 7,368.02 | 199.05 | 44.33 | 154.72 | 7,213.30 | 995.28 | 3,781.98 |
| 20 | 7,213.30 | 199.05 | 43.40 | 155.65 | 7,057.65 | 1,038.68 | 3,981.03 |
| 21 | 7,057.65 | 199.05 | 42.46 | 156.59 | 6,901.06 | 1,081.15 | 4,180.08 |
| 22 | 6,901.06 | 199.05 | 41.52 | 157.53 | 6,743.53 | 1,122.67 | 4,379.14 |
| 23 | 6,743.53 | 199.05 | 40.57 | 158.48 | 6,585.06 | 1,163.24 | 4,578.19 |
| 24 | 6,585.06 | 199.05 | 39.62 | 159.43 | 6,425.62 | 1,202.86 | 4,777.24 |
| 25 | 6,425.62 | 199.05 | 38.66 | 160.39 | 6,265.23 | 1,241.52 | 4,976.29 |
| 26 | 6,265.23 | 199.05 | 37.70 | 161.36 | 6,103.88 | 1,279.22 | 5,175.34 |
| 27 | 6,103.88 | 199.05 | 36.72 | 162.33 | 5,941.55 | 1,315.94 | 5,374.39 |
| 28 | 5,941.55 | 199.05 | 35.75 | 163.30 | 5,778.25 | 1,351.69 | 5,573.44 |
| 29 | 5,778.25 | 199.05 | 34.77 | 164.29 | 5,613.96 | 1,386.46 | 5,772.50 |
| 30 | 5,613.96 | 199.05 | 33.78 | 165.27 | 5,448.69 | 1,420.24 | 5,971.55 |
| 31 | 5,448.69 | 199.05 | 32.78 | 166.27 | 5,282.42 | 1,453.02 | 6,170.60 |
| 32 | 5,282.42 | 199.05 | 31.78 | 167.27 | 5,115.15 | 1,484.80 | 6,369.65 |
| 33 | 5,115.15 | 199.05 | 30.78 | 168.28 | 4,946.87 | 1,515.58 | 6,568.70 |
| 34 | 4,946.87 | 199.05 | 29.76 | 169.29 | 4,777.59 | 1,545.34 | 6,767.75 |
| 35 | 4,777.59 | 199.05 | 28.75 | 170.31 | 4,607.28 | 1,574.09 | 6,966.81 |
| 36 | 4,607.28 | 199.05 | 27.72 | 171.33 | 4,435.95 | 1,601.81 | 7,165.86 |
| 37 | 4,435.95 | 199.05 | 26.69 | 172.36 | 4,263.59 | 1,628.50 | 7,364.91 |
| 38 | 4,263.59 | 199.05 | 25.65 | 173.40 | 4,090.19 | 1,654.15 | 7,563.96 |
| 39 | 4,090.19 | 199.05 | 24.61 | 174.44 | 3,915.75 | 1,678.76 | 7,763.01 |
| 40 | 3,915.75 | 199.05 | 23.56 | 175.49 | 3,740.25 | 1,702.32 | 7,962.06 |
| 41 | 3,740.25 | 199.05 | 22.50 | 176.55 | 3,563.71 | 1,724.82 | 8,161.12 |
| 42 | 3,563.71 | 199.05 | 21.44 | 177.61 | 3,386.10 | 1,746.26 | 8,360.17 |
| 43 | 3,386.10 | 199.05 | 20.37 | 178.68 | 3,207.42 | 1,766.64 | 8,559.22 |
| 44 | 3,207.42 | 199.05 | 19.30 | 179.75 | 3,027.66 | 1,785.93 | 8,758.27 |
| 45 | 3,027.66 | 199.05 | 18.22 | 180.84 | 2,846.83 | 1,804.15 | 8,957.32 |
| 46 | 2,846.83 | 199.05 | 17.13 | 181.92 | 2,664.91 | 1,821.28 | 9,156.37 |
| 47 | 2,664.91 | 199.05 | 16.03 | 183.02 | 2,481.89 | 1,837.31 | 9,355.42 |
| 48 | 2,481.89 | 199.05 | 14.93 | 184.12 | 2,297.77 | 1,852.25 | 9,554.48 |
| 49 | 2,297.77 | 199.05 | 13.82 | 185.23 | 2,112.54 | 1,866.07 | 9,753.53 |
| 50 | 2,112.54 | 199.05 | 12.71 | 186.34 | 1,926.20 | 1,878.78 | 9,952.58 |
| 51 | 1,926.20 | 199.05 | 11.59 | 187.46 | 1,738.74 | 1,890.37 | 10,151.63 |
| 52 | 1,738.74 | 199.05 | 10.46 | 188.59 | 1,550.15 | 1,900.83 | 10,350.68 |
| 53 | 1,550.15 | 199.05 | 9.33 | 189.72 | 1,360.42 | 1,910.16 | 10,549.73 |
| 54 | 1,360.42 | 199.05 | 8.19 | 190.87 | 1,169.56 | 1,918.34 | 10,748.79 |
| 55 | 1,169.56 | 199.05 | 7.04 | 192.01 | 977.54 | 1,925.38 | 10,947.84 |
| 56 | 977.54 | 199.05 | 5.88 | 193.17 | 784.37 | 1,931.26 | 11,146.89 |
| 57 | 784.37 | 199.05 | 4.72 | 194.33 | 590.04 | 1,935.98 | 11,345.94 |
| 58 | 590.04 | 199.05 | 3.55 | 195.50 | 394.54 | 1,939.53 | 11,544.99 |
| 59 | 394.54 | 199.05 | 2.37 | 196.68 | 197.86 | 1,941.91 | 11,744.04 |
| 60 | 197.86 | 199.05 | 1.19 | 197.86 | -0.00 | 1,943.10 | 11,943.10 |
Cursul mediu pe 3 luni
| Ianuarie | Februarie | Martie | |
|---|---|---|---|
| Euro | 4,9748 | 4,9748 | 4,9709 |
| USD | 4,5640 | 4,6097 | 4,5735 |
Cel mai bun curs la banci
1 EUR = 5.0300 RON
la Credit Europe Bank
1 USD = 4.7008 RON
la ING Bank Romania
valabil pentru cumparare, la 14.01
Curs valutar banci